Guides

Horse finance guides

Straight answers on buying a horse, financing a float or truck, and telling the difference between the two, updated regularly.

9 September 2026

Horse Float Loan Eligibility Requirements Explained

What Australian lenders actually check on a horse float loan application, and why horse purchase finance is assessed on a completely different basis.

7 September 2026

Financing a Horse Truck for a Horse Transport Business

A horse truck used in a transport business is financed as a commercial vehicle, not as a horse purchase. Here is how the two differ and who to talk to.

6 September 2026

Horse Float Finance Interest Rates in Australia

Why almost no Australian lender publishes a usable horse float rate, what actually moves the number you are offered, and how to compare quotes properly.

5 September 2026

Secured vs Unsecured Loans for Buying a Horse

Most horse purchases in Australia are funded with unsecured lending. Here is why lenders rarely secure against a horse, and what that means for you as a buyer.

4 September 2026

Using a Personal Loan to Buy a Horse in Australia

Most horse purchases in Australia are funded by a personal loan, not a dedicated horse product. Here is how that works and what lenders assess.

3 September 2026

How to Finance a Horse in Australia: A Practical Guide

What horse purchase finance actually involves in Australia, from working out the real cost to getting your paperwork in order before you inspect.

3 September 2026

Horse Trailer Finance vs Horse Purchase Finance Explained

Horse trailer finance and horse purchase finance are two different loans, usually written by different lenders. Here is how to tell which one you need.

1 September 2026

Can You Finance a Horse and a Float Together?

One loan covering both a horse and a float is uncommon in Australia, because lenders treat the two as very different assets. Here is how each is actually financed.

1 September 2026

Horse Truck Finance in Australia: What It Is and Who Lends

Horse truck finance is vehicle finance, not horse finance. Here is how it works, what lenders look at, and why horseloans.com.au only funds the horse.

28 August 2026

Horse Float Loans in Australia: What They Actually Cover

Horse float loans and horse purchase finance get confused constantly. Here is what a float loan actually covers, and how to tell which one you need.

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